Equifax Data Hack.
- Thread starter Jackalope
- Start date
I knocked out all 4 agencies today for my wife and I. Observations/findings:
1. Best/easiest to complete the freezes online. Calling transunion was no problem but equifax and experian either said not possible or need to use snail mail written request.
2. Online let's you snapshot pins/confirmations for easy printing/storage when the time comes to unlock. All online transactions stated they would be followed up with snail mail documents.
3. Equifax website stated both my wife and I were at risk and offered a free enroll program of freezing and monitoring. No pin given and when trying to login to lock the account, only unlock options are available. I will be interested in seeing how fast an email/snail mail documents arrive with pin/unlock steps.
So, because Ohio has $5max charge, total could have been $40, but equifax was free and so was innovis so only $20.
Hopefully this helps others in their pursuit of protection of personal information in an era where you just want to sit back and drink a beer and say fuck it because no matter how hard you try, if you aren't Amish and burning your trash every evening, if someone wants ure stuff bad enough, they will find a way!
1. Best/easiest to complete the freezes online. Calling transunion was no problem but equifax and experian either said not possible or need to use snail mail written request.
2. Online let's you snapshot pins/confirmations for easy printing/storage when the time comes to unlock. All online transactions stated they would be followed up with snail mail documents.
3. Equifax website stated both my wife and I were at risk and offered a free enroll program of freezing and monitoring. No pin given and when trying to login to lock the account, only unlock options are available. I will be interested in seeing how fast an email/snail mail documents arrive with pin/unlock steps.
So, because Ohio has $5max charge, total could have been $40, but equifax was free and so was innovis so only $20.
Hopefully this helps others in their pursuit of protection of personal information in an era where you just want to sit back and drink a beer and say fuck it because no matter how hard you try, if you aren't Amish and burning your trash every evening, if someone wants ure stuff bad enough, they will find a way!
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Hoping transunion and experian start waiving their fees as well... BS for them to make money on a situation any of them could of been in....
We're locked down as well as my son, daughters dragging her feet.... Got on her yesterday about getting it done again... But hey, she's an adult and will have to deal with it... You can only do so much...
We're locked down as well as my son, daughters dragging her feet.... Got on her yesterday about getting it done again... But hey, she's an adult and will have to deal with it... You can only do so much...
I tried calling Experian today & the phone lines were jammed. I tried doing it online, sent my card info to pay the $5 & then they say in cannot be done online
I put a freeze on my credit info with all four this afternoon online. I did have a delay with Equifax, but it went through on my second try 15 minutes later. what a pain in the ass.
establishing good credit is a fundamental necessity if you ever want anything expensive (house, car, property, etc,.) if you are not born with a silver spoon in your mouth, and it takes a fair amount of time and effort do it. now this. I bitch about getting older, but I'm damn glad I grew up, raised a family, built a business and life when I did. you could not pay me to be a 20 something nowadays. technology is not all good. guard your credit at all costs, millennials. guard it well.
establishing good credit is a fundamental necessity if you ever want anything expensive (house, car, property, etc,.) if you are not born with a silver spoon in your mouth, and it takes a fair amount of time and effort do it. now this. I bitch about getting older, but I'm damn glad I grew up, raised a family, built a business and life when I did. you could not pay me to be a 20 something nowadays. technology is not all good. guard your credit at all costs, millennials. guard it well.
I just got Experian done. I'm in the process of banging my head against the wall with the other two.
I have a question. I've been messing with this off & on since this all started up. All I have yet to do is the Equifax freeze. I've done the two others earlier. Every time I try it online, I enter my info, then go to the next page & all it gives me is which freeze LIFT I want. Nothing about adding a freeze. It's almost as if I've done the freeze, but I know I have not. I then get mad & leave it alone for a while. There's no number I can find to call & talk to anyone. How did you guys accomplish it ?
Thanks for the fast answer, I've tried what I could & it might as well be 1 800 fuck them. I can't get thru. I keep getting a automated system is not working recording after giving them my info.... I even actually talked to some gal just a bit ago who must have just woke up from being on some dope or something. She was no help.
I dunno Joe. All it does is gives me the different options to unfreeze. If it were locked, then I should have a PIN #. It's been the same thing every time I've tried.
No way in ____! Guess who leaks it in the first place. Those place are one-stop shopping for data hackers. Kind of like gun free zones. Where do you think some dude that just lost his marbles is gonna attack 1st? The place that offers the least resistance, right?
Kevin, I just called the Equifax over the phone number and did it quickly and simply using the automated option. Just needing my SSN,DOB and present numerical address handy. Try calling late at night of early in the morning when there is less traffic?!?! Good luck
Thanks Ric. I've called that # I don't know how many times since this all started. I'll keep at it.
Just checked our credit reports today to make sure things were on the up and up. Was wondering if anyone had any fallout from this hack?