I have a Honda Rancher 400 which fits your needs I would consider selling. Selectable 4x4 or 2x4 as well as automatic or push button shift. Just put new tires on it. It is a 2006 and I only have in the 500-700 mile neighborhood on my odometer. Never really used it off roading. Bought it with around 300 miles from a guy that took it to the Wayne several times and I have used it to plow snow, haul deer, hang stands, pull an aerator, etc. Shoot me a PM if interested. If I sold it I would be buying a side by side and probably keep my 2003 Yamaha with similar miles and usage.
Guarantee you will find a Polaris cheaper, but you will be money ahead in repairs and the Honda/Yamaha lines will hold their value.