A few thoughts after getting caught up here...
To each his own, but I'm not leaving the physical safety of myself and my family up to someone I've never met.
No room in the vehicle? Nonsense. Get creative. Even if nothing is in the pack, but the pack is discretely stored in the vehicle, it's a readymade BOB.
No time? Cute. It's not time, it's priorities. I'll throw down for the busiest TOOzer award, but being prepared has always been a priority for me (ask anyone that's shared a camp with me). You can assemble a pack worthy of a day's survival in an hour and for less than $100. There's more than enough hours and minutes to do that, you just have to prioritize it and it's perfectly acceptable to not do it, too. Just don't come whining to me when ya get caught with your pants down.
This is a continuation of a lifelong fascination with packs and putting things in them. I assembled my first day pack at the ripe old age of 6. Water, snack, folding shovel, swiss army knife, machete, and rope. I spent most of my childhood preparing for adventure and that correlates to the original post. Adventure, good or bad, is determined by your preparedness and I've always had a thing for being over prepared.
I carry the pack below for work. It's prepped for a SHTF moment, but also stores my "professional" emergency kit so I can deliver my craft from anywhere at anytime. I spent good money on it after our wedding since it was my primary carry-on for our honeymoon. It's 11 years old and going strong. Lots of great pockets and holds way more than you'd think. Very unassuming and what will make me your best friend if we're ever stuck in a shitty situation on the job.
The pack from my original post originated when I became a dad. I needed a dad pack and I also had an increased sense of awareness that prompted a BOB style pack. It's my murse and I'm in it almost daily for something and if I need to hop in your truck for an adventure, I grab and we're good for a couple days if shit gets wild.